Insurance Licensing PA-Life-Accident-and-Health

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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question #1
Penalties that may be levied by the insurance department for committing fraud include all of the following EXCEPT

A. license revocation.
B. incarceration.
C. fines.
D. order to cease and desist

Question #2
An incomplete application submitted to an insurer is

A. declined after 30 days if no response for completion is received.
B. automatically rated by the underwriter
C. returned to the submitting producer for completion.
D. automatically declined by the Insurer.

Question #3
An insured added a cost of living rider to his life insurance policy to ensure his death benefit increases in accordance with

A. family growth.
B. the stock index.
C. his salary.
D. the inflation index.

Question #4
The proposed insured's statements on a life insurance application are considered to be

A. warranties.
B. misrepresentations.
C. representations.
D. absolute statements.

Question #5
To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

A. 90 days.
B. 60 days.
C. 45 days.
D. 0 days.

Solutions: